Mum on a Budget

Live well, spend less, earn more

  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
    • Investing
  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
    • Food & Drink
    • Fashion
    • Dating
    • Driving
    • Travel
      • UK
    • Pets
    • Wellbeing
      • Mental Health
      • Self Care
      • Weight Loss
      • Health
    • Celebrations
      • Birthdays
      • Christmas
      • Weddings
      • Mothers Day
  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
    • Investing
  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
    • Food & Drink
    • Fashion
    • Dating
    • Driving
    • Travel
      • UK
    • Pets
    • Wellbeing
      • Mental Health
      • Self Care
      • Weight Loss
      • Health
    • Celebrations
      • Birthdays
      • Christmas
      • Weddings
      • Mothers Day
  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • Making Money

    Topcashback review… how I’ve earned over £1,700

    05/12/2019 /

    Topcashback came onto my radar in 2013 and once I started using it, I have never looked back. I remember being cynical at the start as it seems too good to be true. But I am here to tell you that 6 years later, there have been no catches or downsides, only lots of extra cash in my bank account. You will see from the image above how much I have made over the years – over £1,700 and counting. All earned just by adding one extra click whilst doing online shopping for goods and services. Here’s my Topcashback review: How it works Sign up to Topcashback (100% free and…

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    Nicola 0 Comments

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  • Christmas

    Christmas Gift Ideas for 4 Year Olds with Etsy

    05/12/2019 /

    All links in this post are affiliate links which mean I earn a small percentage of any sales made at no extra cost to you, the reader I have written lots of times in the past about my love for Etsy – in fact, I even have my own shop there. More and more I am making a real effort to shop small. I know myself the thrill whenever someone places an order with me, and I love the idea of giving someone else that thrill too. My daughter is now 4 and I am am trying to move away from buying everything from Amazon. So here are a few…

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    Nicola 0 Comments

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    Celebrate Baby’s First Christmas… on a Budget

    25/11/2019
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  • Competitions

    UK Money Bloggers Festive Giveaway

    01/12/2019 /

    Who doesn’t love a hamper at this time of year? In fact, not just any hamper, a Marks and Spencers hamper? Either to keep for yourself or to gift to a loved one. If you’re a hamper lover like me, I’ve got some very exciting news for you today… I’m delighted to announce that I have teamed up with some fellow bloggers to offer you an amazing prize – actually, not just one prize, there are eight M&S Christmas hampers up for grabs. All you have to do is scroll down to the bottom of this page and follow the Rafflecopter instructions. You can enter right up until the 14th…

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    Nicola 3 Comments

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    Summer Giveaway: Win a Rattan 4 Seater Patio Set

    15/06/2020

    Blogger Summer Giveaway: Win a BBQ Worth £335

    15/06/2020

    Would you like to win a £100 Marks and Spencer hamper?

    24/08/2020
  • Pets

    How to Have a Happy Dog

    27/11/2019 /

    A dog can bring a lot of joy to humans, and, as such, it’s only fair that we ensure that they’re happy. The good news about this is that it’s not an impossible task – indeed, it’s the easiest thing in the world. If you’re committed to making it happen, then you’ll find that your dog is happy. They reflect whatever is fed into them, after all. A dog that seems aggressive just learned the behaviour from their owners; it’s a bit like humans in that regard. So how can you make sure that your dog is happy? We take a look at a few ways how below.  All In…

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    Nicola 0 Comments
  • Christmas

    10 Ways to Have a Frugal Christmas

    26/11/2019 /

    The last few months have been very expensive (a new boiler being only one of many huge unexpected expenses) and we have found ourselves in the position where our savings have been depleted and our credit card debt has risen. As such, we are looking to be even more thrifty this year and have a frugal Christmas. Here are some things we will be doing to cut our spending this year compared to previous years: Secret Santa We have agreed with some of our family that we will do Secret Santa gifts for the grown ups, that means that each adult is responsible for buying only one gift, with a…

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    Nicola 1 Comment

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  • Christmas

    Celebrate Baby’s First Christmas… on a Budget

    25/11/2019 /

    Christmas is such an exciting time, especially when it’s your first one as a parent. When you are looking at how to celebrate baby’s first Christmas, it’s easy to get carried away by the pressure to spend spend spend, especially in this era of social media where sometimes it can feel like everyone apart from you has taken their child to an expensive Breakfast with Santa, put together pricey personalised Christmas Eve boxes or even jetted off to Lapland! If you are as lucky as we are, relatives will love to spoil your child with gifts so I always try as a parent to focus more on making things special,…

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  • Parenting

    Why You Should Start Saving Now For Your Little Ones Education

    19/11/2019 /

    In a world that is becoming ever more complicated, one of the most important things you can provide to your little ones nowadays is the very best opportunities in their education. Education today is so much more than it once was, and it’s imperative to shaping the future of your children. Today we are going to look at why now is the best time to start saving for your little one’s education and just how much it can benefit them. Student Loans May Not Always Be Around With the current state of society today and with Brexit looming, our children’s future is more uncertain than ever before.  With all of…

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    Nicola 0 Comments

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    Get Out! What Can You Do To Make The Most With The Kids This Summer Holiday?

    10/05/2019

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    Essentials that Every Parent Should Invest In

    13/05/2020
  • Dating,  UK

    Edinburgh Date Ideas

    24/10/2019 /

    Back when I met my husband, around 13 years ago, if someone told you that they were registered with an online dating site you would have raised an eyebrow. Fast forward to 2019, and if you are single and looking for love, it’s probably very unlikely that you aren’t dabbling with online dating. We met each other way back then the ‘old fashioned way’ – in a bar – and over the years we have had lots of different dates in our home city of Edinburgh, so I’d like to draw on our experience and share some ideas that are a bit more unusual than dinner/drinks/a movie: Cycle the Union…

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    Nicola 0 Comments

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  • Food & Drink

    Subscription Boxes for Foodies (…that are actually affordable!)

    22/10/2019 /

    It used to be that if you had a foodie in your life and you were looking to buy them a gift, you would buy them a hamper. Don’t get me wrong, the wine and chocolates in hampers always go down a treat, but who needs more jam or a box of crackers to go stale at the back of the cupboard? Luckily, in recent years, there has been a rise in the number of subscription boxes for foodies. I absolutely love a subscription box – it is quite literally the gift that keeps giving! It’s also perfect for people who don’t need more ‘stuff’. I love how they can…

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    Nicola 0 Comments

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  • Budgeting,  Investing

    Ten Things Everyone Should Be Doing To Maintain a Healthy Credit Score

    01/10/2019 /

    There comes a time in most people’s lives when it is time to apply for a mortgage – and by that point, its too late to do much to quickly remedy your credit score if it’s too low to secure a loan. That’s why it’s important to practice good financial habits throughout your adult life so that when it’s time to buy a house, your credit score doesn’t let you down. Use a credit card little and often Using credit regularly and responsibly is the key to building your credit score. It goes without saying, but set up a direct debit each month to pay off the balance in full,…

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    Nicola 1 Comment

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Welcome

Hi, I’m Nicola and I’m a former accountant, now stay-at-home mum to Lauren (4) and Lewis (3). My passion is saving money and making money and – most of all –  helping others to do so too.

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