Mum on a Budget

Live well, spend less, earn more

  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
    • Investing
  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
    • Food & Drink
    • Fashion
    • Dating
    • Driving
    • Travel
      • UK
    • Pets
    • Wellbeing
      • Mental Health
      • Self Care
      • Weight Loss
      • Health
    • Celebrations
      • Birthdays
      • Christmas
      • Weddings
      • Mothers Day
  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
    • Investing
  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
    • Food & Drink
    • Fashion
    • Dating
    • Driving
    • Travel
      • UK
    • Pets
    • Wellbeing
      • Mental Health
      • Self Care
      • Weight Loss
      • Health
    • Celebrations
      • Birthdays
      • Christmas
      • Weddings
      • Mothers Day
  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • Budgeting

    How To Have A Bright Financial Future

    30/12/2020 /

    Struggling to make ends meet is a challenging way to live. It may cause you frustration and put additional stress and strain on your marriage and family. The good news is that there are steps you can take to ensure a bright financial future. Now is the time to turn bad habits around and make changes that will have a positive impact on your life and the days ahead. Learn from your mistakes and let your past guide you to making better choices going forward. You’ll look back and wonder why you didn’t start sooner once you see for yourself all the rewards that come from taking these steps. Set…

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    Nicola 0 Comments

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    The Benefits In Our Bank Account: What Are Our Options When We’re Really Running Out Of Money?

    21/12/2018

    Why credit cards can be a GOOD thing (a collaborative post with Carina Advisors)

    02/03/2020

    My Money New Year Resolutions for 2019

    03/01/2019
  • Interiors

    How To Save Money When Choosing a Sofa

    14/12/2020 /

    Buying a new sofa can be a really exciting time. This is a large purchase, which will hopefully be a really enjoyable piece of your home for many years to come. The sofa is often where many of us spend the most time relaxing and socialising when we are at home. It is therefore vital to choose a sofa that you love. However, the price of a sofa can often play a part in your decision making. With that in mind Robinson of England, a bespoke furniture manufacturing and restoration company helped us put together a few tips for you which will hopefully save you some money when the time…

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    Nicola 0 Comments

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    Things to Look for in a Property when you Work From Home

    05/10/2020

    My Wish List for our New Kitchen Extension

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    Making A Baby Room Magical In 3 Steps

    27/11/2020
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    Food & Drink,  Uncategorized

    Keto crisps: where to buy in the UK

    11/12/2020 /

    I wanted to share with you my favourite brand of Keto crisps. Keto crisps are hard to come by in the UK – there are substitutes, such as pork scratchings and Cheesies but sometimes you just want a crisp. A few weeks ago I discovered the MyProtein Protein Crisps. Wow! I am obsessed. They are hugely popular so go in and out of stock all the time, but it’s definitely worth buying them when they are in stock. They come in two flavours: Sweet Chilli & Sour Cream and Barbecue. I slightly prefer the Barbecue flavour but they are both delicious. Obviously, being low carb, they aren’t made of potatoes, but they…

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    Nicola 1 Comment

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    Freezing Sandwiches: My #1 Lunchbox Hack to Save Time and Money

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  • Dating

    Why Seniors Shouldn’t Rule Out Online Dating

    09/12/2020 /

    During the current pandemic, many people of all ages are spending time pondering which direction they want their lives to go in the future. For some this might have sparked thoughts of a change in career or a move to a new location. For others, this time of self-reflection has made many people begin the search for companionship in the form of a new relationship. The online dating world has changed during the pandemic. In the absence of being able to meet a potential new partner in traditional ways – such as at a bar, at work or whilst taking part in a hobby – many people who may not…

    read more
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    Edinburgh Date Ideas

    24/10/2019

    7 Reasons Why You Should Date a Gamer

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  • paypal refer a friend
    Making Money

    Paypal Refer a Friend – get £10 for free – December 2020

    07/12/2020 /

    Are you new to Paypal and would like to get £10 for absolutely free? I am happy to use the Paypal refer a friend service. All you need to do is meet the following conditions: Be brand new to Paypal i.e. not already have an account Send me your email address via this form: Within a couple of hours I will send you 1p from my account which will prompt you to sign up to Paypal Link a bank/credit card to your account and make a transaction of £5 or more Boom – £10 is coming your way! You may also like… Trading 212 Promo Code: get a free share…

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  • Saving Money

    Why Is It Important To Save Money?

    01/12/2020 /

    We all know we should save money where we can; it’s an idea that is ingrained in us, and although it’s hard, it’s certainly something we should try to do more of (and there are many ways to do it, as you can see from the useful information on this site).  The problem is, even when you have saved money, the temptation is always there to spend it. You might not spend it all at once, but nibbling away at your savings can be just as detrimental, especially if you’re not keeping an eye on things and you spend more than you thought you had.  It becomes much easier to…

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  • Travel

    Why Your Next Trip Abroad Should Be on a Budget

    30/11/2020 /

    If you’re already planning your next trip abroad, you may not need to wait as long as you think. By travelling on a budget, you can significantly reduce the amount of time it takes to save for a holiday. If you’re eager to get some winter sun, take a walking tour around Tuscany or see ancient sites in Asia, you can make a lifetime of memories without an unlimited reserve of cash. To start making plans and booking your long-awaited holiday, take a look at these six reasons why your next trip abroad should be on a budget: You Can Travel Last-Minute When you’re travelling on a budget, it makes…

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    Why You Should Visit DC At Least Once

    10/11/2020
  • Interiors

    Making A Baby Room Magical In 3 Steps

    27/11/2020 /

    When you bring a newborn baby home you will be unsure of yourself. It’s natural that you won’t want to leave your boy or girl alone in their own room and continually have them sleep in your bedroom. But eventually, you’ll need to design a room for them and let them get some sleep and rest on their own. Thankfully, there is no shortage of baby interior design styles. In fact, there are more each year, as more and more colors, schemes, themes, and decor seem to be released from all the best brands. We’re going to show you how to forge your own baby room and make it magical,…

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    Nicola 0 Comments

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    Creating a Light and Airy Home

    20/09/2019

    Things to Look for in a Property when you Work From Home

    05/10/2020

    How To Save Money When Redecorating

    10/08/2020
  • Investing

    Should You Worry About Currency Risk When Investing?

    26/11/2020 /

    A lot of people these days use investment platforms to build their wealth. And that’s a good thing. We always want to expand the capital-owning class. It makes for a much more stable world.  But these platforms offer a heck of a lot of choices. You can buy pretty much any instrument you want in the world with the push of a button. And that means that you’re sometimes buying assets that are not denominated in your home currency. Is that a problem?  Imagine you live in the UK but want to buy an ETF based in the US. When you hop onto one of these platforms to do so,…

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    Costs First Time Buyers Must Factor In When Buying a Property

    05/10/2020
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    Trading 212 Promo Code (3wfKM5w): get a free share worth up to £100

    29/09/2020

    4 Ways To Invest In Yourself

    06/05/2019
  • fm world australia
    FM Fragrances

    FM World Australia: How To Join

    24/11/2020 /

    FM World is a hugely popular company in the UK and in Europe, which sell a variety of products, but they are best know for their designer smell-a-like fragrances. FM World Australia has just launched down under so now is the perfect time to get involved, whether you want to buy their products for yourself or if you wish to take advantage of being an early adopter and start selling. Looking to join FM world? It’s super easy, it only takes a couple of minutes and there are zero costs or obligations: click here to sign up. I’ve answered below some of the most common frequently asked questions when it…

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 Older Posts

Welcome

Hi, I’m Nicola and I’m a former accountant, now stay-at-home mum to Lauren (4) and Lewis (3). My passion is saving money and making money and – most of all –  helping others to do so too.

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