Mum on a Budget

Live well, spend less, earn more

  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
    • Investing
  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
      • Buying a home
    • Food & Drink
    • Fashion
    • Dating
    • Driving
    • Travel
      • UK
    • Pets
    • Wellbeing
      • Mental Health
      • Self Care
      • Weight Loss
      • Health
    • Celebrations
      • Birthdays
      • Christmas
      • Weddings
      • Mothers Day
  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
    • Investing
  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
      • Buying a home
    • Food & Drink
    • Fashion
    • Dating
    • Driving
    • Travel
      • UK
    • Pets
    • Wellbeing
      • Mental Health
      • Self Care
      • Weight Loss
      • Health
    • Celebrations
      • Birthdays
      • Christmas
      • Weddings
      • Mothers Day
  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • Budgeting

    Unexpected Ways to Lower Your Monthly Expenditures

    01/03/2021 /

    We are all trying to have a better handle on our finances, and that can be overwhelming sometimes. Dealing with unexpected expenses, reworking a budget, or improving a credit score can all seem complicated and will be different for each person. Sometimes we may need to adjust our budget to lower our expenses each month. Here are some unexpected ways that you can make that happen to open up some money for other things that may be happening in your life. Review Your Budget Before you can lower your monthly budget, you need to have a good idea of where you stand. Understanding what your net income is, what you…

    read more
    Nicola 0 Comments

    You May Also Like

    A Guide to Keeping Your Credit Score on the Straight and Narrow

    22/11/2018

    When Is It Okay To Borrow Money?

    11/05/2020

    How Your Budget Changes After Kids

    01/02/2021
  • Investing

    A Guide To Letting Out A Property

    24/02/2021 /

    If you like the idea of becoming a landlord and renting out a property you own, you’re not alone; it’s a dream that many people have, and because it’s a relatively easy sector to get into – as long as you have the money – it’s something that a lot of people have chosen to do (especially as the UK rental sector is said to be growing and by 2030 two thirds of people will be living in rented accommodation).  However, just because you can do it doesn’t necessarily mean you should – there is a lot to think about first. Here is a guide to help you decide whether…

    read more
    Nicola 0 Comments

    You May Also Like

    stake referral code

    Stake Referral Code (UK): Claim a Free Share in Nike, GoPro or Dropbox

    13/06/2020

    Should You Worry About Currency Risk When Investing?

    26/11/2020

    Investing For The Future

    08/05/2019
  • Self Care

    Saving Money When It Comes To Taking Care of Yourself

    17/02/2021 /

    A lot of people underestimate the benefits of taking care of your body. Whether you’re trying to recover from an illness or just want to feel better throughout the day, it’s incredibly important to look after yourself. This often means spending a bit of money. You could pamper yourself to get a little mental boost, or it could be spending money on supplements to help you get the nutrients your body needs. Unfortunately, it can get rather expensive to take care of your body. Thankfully, there are a couple of budget-friendly ways to do this. Regular maintenance means less money spent overall One of the big things to remember is…

    read more
    Nicola 0 Comments

    You May Also Like

    The Stresses and Strains of Caring for Elderly Parents

    12/11/2018

    Putting The Past Behind You This Year

    09/02/2021
    self care

    Self Care: Back to Basics

    16/07/2019
  • Driving

    4 Things to Consider when Buying a Car for a Young Driver

    11/02/2021 /

    Getting a car for a young new driver is not an easy decision. This is a car they will always remember and you want them to be happy. At the same time, you want them to be safe and you don’t want to break the bank. Cars may also be something you don’t fully understand and you might not know what makes a model good or bad for a new driver. Let’s take a look at 4 things you need to consider when buying a car for a young driver. The Safety Ratings One of the first things you’ll have to check is the safety rating for the car. This…

    read more
    Nicola 0 Comments

    You May Also Like

    Top Tips For Car Seat Safety You Need

    17/03/2020

    Car Finance: What Is It & Can It Help You Save Money?

    15/01/2020

    Cutting the Cost of Car Ownership

    21/01/2019
  • Making Money

    Ways Of Making Money You Might Not Have Thought Of

    10/02/2021 /

    Sometimes it’s nice to make a little extra income to supplement your main job. Maybe this income is from teaching outside of your job, or maybe you have been trying to earn a little more through the cryptocurrency market and have a bitcoin key? Either way, earning more can open the door to all sorts of new adventures. If you’ve tried the standard route of working, maybe it’s time to see if there is another way for you to earn an extra income? To help you earn some extra money on the side, we have put together an article on five ways to earn an extra income. Some of these…

    read more
    Nicola 0 Comments

    You May Also Like

    5 Simple And Fun Ideas To Make Extra Cash

    30/07/2020

    Topcashback review… how I’ve earned over £1,700

    05/12/2019
    passive income in the uk

    Passive Income in the UK: effortless ways to earn money

    29/02/2020
  • Mental Health,  Self Care

    Putting The Past Behind You This Year

    09/02/2021 /

    One of the most challenging things you can do in life is let go of the past and look towards the future. Many of us spend our life clinging on to past dreams, partners, or even jobs – and these things don’t allow us to move forward and make our way in the world. When looking towards your future you should learn to let go of the past and today we want to help you do that. Don’t dwell on things that no one else even remembers and allow yourself to focus on a better future instead. Know that mistakes build character One of the main things people cling onto…

    read more
    Nicola 0 Comments

    You May Also Like

    see my GP about my anxiety

    So, I went to see my GP about my anxiety…

    21/09/2018

    Helping Your Family Through Stress and Anxiety

    23/01/2019

    4 Natural Methods For Dealing With Anxiety

    17/04/2020
  • Making Money

    5 Ways to Make Money With a Small Van

    04/02/2021 /

    If you own a small van and it spends much of its time sitting on your driveway, you might be wondering whether there’s a way you could make it earn its keep. The good news is you can get out in your van and start earning some money with it. That’s because there’s still a strong demand for transport services. In fact, the demand has risen substantially because of both the COVID-19 pandemic and Brexit. The following are five ways you can get out on the road with your small van and earn some extra cash: 1. Become a Lifestyle Courier Companies such as Hermes and Yodel use self-employed people…

    read more
    Nicola 1 Comment

    You May Also Like

    best affiliate programs in the uk

    Best Affiliate Programs in the UK

    16/06/2020

    5 Simple And Fun Ideas To Make Extra Cash

    30/07/2020

    Ways Of Making Money You Might Not Have Thought Of

    10/02/2021
  • alternatives to trading 212
    Investing

    Alternatives to Trading 212: similar commission-free trading platforms

    04/02/2021 /

    You may be aware that at the time of writing (February 2021), Trading 212 are currently closed to new accounts. As such, you may be on the lookout for another trading platform that allows you to trade commission-free. Here are a couple of Trading 212 alternatives: Trading 212 alternative #1: Freetrade Awarded best online trading app two years in a row, Freetrade allows you to invest in stocks and ETFs commission-free. If you sign up via this link you will receive a free share worth up to £200. Read more about Freetrade here. Trading 212 alternative #2: Stake Stake allows UK users to directly invest in over 3800 US stocks…

    read more
    Nicola 1 Comment

    You May Also Like

    Investing For The Future

    08/05/2019

    4 Ways To Invest In Yourself

    06/05/2019

    How To Transfer Money From UK To Australia

    12/06/2020
  • Garden

    Time is Running Out for you to Cut your Trees

    02/02/2021 /

    Time is not on your side. As homeowners or gardeners in the UK, we have a small window where we are legally allowed to cut, trim or remove trees from our land. Why is this? The Bird nesting season. Officially, the birds nesting season runs from March to August, with the busiest time being from 1st March until 31st July. However, dates may vary depending on the bird species. At the beginning of the season, there is some leeway. If you have deciduous* trees and it is clear that there are no birds nesting, you could carry out the necessary tree work. Ground Nesting Birds Please be aware that the…

    read more
    Nicola 1 Comment

    You May Also Like

    diy fairy garden

    DIY Fairy Garden on a Budget

    21/04/2020
  • Budgeting

    How Your Budget Changes After Kids

    01/02/2021 /

    Having children is a blessing, but it’s not always a blessing for your bank account. More children equals more money to spend every month on clothes for a growing child, their food, their medical needs – the list goes on. Understanding what changes in your finances is so important because as much as your world will change when your baby comes along, your finances will change, too. You may be planning for things like diapers and formula if not breastfeeding, but you should also be planning for a myriad of other costs that will need proper planning before your baby arrives. Debt is not the ideal thing to be in…

    read more
    Nicola 0 Comments

    You May Also Like

    Simple Ways to Break the Cycle of Debt

    12/11/2018

    The Future of Your Family’s Finances

    15/11/2018

    Budget Not Adding Up? Here Are Your Options

    14/06/2019
 Older Posts

Welcome

Hi, I’m Nicola and I’m a former accountant, now stay-at-home mum to Lauren (4) and Lewis (3). My passion is saving money and making money and – most of all –  helping others to do so too.

My Etsy Shop

trading 212 promo code

Archives

Affiliate links

Mumonabudget.co.uk contains affiliate and advertising links, which helps the site to generate revenue. An affiliate link is a link to a product or service, and when you click through to sign up, make a purchase, sign up, etc then we receive a small commission, at no extra cost to you.

Mumonabudget.co.uk is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.co.uk

Finance jobs
  • Privacy Policy
Ashe Theme by WP Royal.