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Unexpected Ways to Lower Your Monthly Expenditures
We are all trying to have a better handle on our finances, and that can be overwhelming sometimes. Dealing with unexpected expenses, reworking a budget, or improving a credit score can all seem complicated and will be different for each person. Sometimes we may need to adjust our budget to lower our expenses each month. Here are some unexpected ways that you can make that happen to open up some money for other things that may be happening in your life. Review Your Budget Before you can lower your monthly budget, you need to have a good idea of where you stand. Understanding what your net income is, what you…
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A Guide To Letting Out A Property
If you like the idea of becoming a landlord and renting out a property you own, you’re not alone; it’s a dream that many people have, and because it’s a relatively easy sector to get into – as long as you have the money – it’s something that a lot of people have chosen to do (especially as the UK rental sector is said to be growing and by 2030 two thirds of people will be living in rented accommodation). However, just because you can do it doesn’t necessarily mean you should – there is a lot to think about first. Here is a guide to help you decide whether…
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Saving Money When It Comes To Taking Care of Yourself
A lot of people underestimate the benefits of taking care of your body. Whether you’re trying to recover from an illness or just want to feel better throughout the day, it’s incredibly important to look after yourself. This often means spending a bit of money. You could pamper yourself to get a little mental boost, or it could be spending money on supplements to help you get the nutrients your body needs. Unfortunately, it can get rather expensive to take care of your body. Thankfully, there are a couple of budget-friendly ways to do this. Regular maintenance means less money spent overall One of the big things to remember is…
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4 Things to Consider when Buying a Car for a Young Driver
Getting a car for a young new driver is not an easy decision. This is a car they will always remember and you want them to be happy. At the same time, you want them to be safe and you don’t want to break the bank. Cars may also be something you don’t fully understand and you might not know what makes a model good or bad for a new driver. Let’s take a look at 4 things you need to consider when buying a car for a young driver. The Safety Ratings One of the first things you’ll have to check is the safety rating for the car. This…
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Ways Of Making Money You Might Not Have Thought Of
Sometimes it’s nice to make a little extra income to supplement your main job. Maybe this income is from teaching outside of your job, or maybe you have been trying to earn a little more through the cryptocurrency market and have a bitcoin key? Either way, earning more can open the door to all sorts of new adventures. If you’ve tried the standard route of working, maybe it’s time to see if there is another way for you to earn an extra income? To help you earn some extra money on the side, we have put together an article on five ways to earn an extra income. Some of these…
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Putting The Past Behind You This Year
One of the most challenging things you can do in life is let go of the past and look towards the future. Many of us spend our life clinging on to past dreams, partners, or even jobs – and these things don’t allow us to move forward and make our way in the world. When looking towards your future you should learn to let go of the past and today we want to help you do that. Don’t dwell on things that no one else even remembers and allow yourself to focus on a better future instead. Know that mistakes build character One of the main things people cling onto…
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5 Ways to Make Money With a Small Van
If you own a small van and it spends much of its time sitting on your driveway, you might be wondering whether there’s a way you could make it earn its keep. The good news is you can get out in your van and start earning some money with it. That’s because there’s still a strong demand for transport services. In fact, the demand has risen substantially because of both the COVID-19 pandemic and Brexit. The following are five ways you can get out on the road with your small van and earn some extra cash: 1. Become a Lifestyle Courier Companies such as Hermes and Yodel use self-employed people…
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Alternatives to Trading 212: similar commission-free trading platforms
You may be aware that at the time of writing (February 2021), Trading 212 are currently closed to new accounts. As such, you may be on the lookout for another trading platform that allows you to trade commission-free. Here are a couple of Trading 212 alternatives: Trading 212 alternative #1: Freetrade Awarded best online trading app two years in a row, Freetrade allows you to invest in stocks and ETFs commission-free. If you sign up via this link you will receive a free share worth up to £200. Read more about Freetrade here. Trading 212 alternative #2: Stake Stake allows UK users to directly invest in over 3800 US stocks…
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Time is Running Out for you to Cut your Trees
Time is not on your side. As homeowners or gardeners in the UK, we have a small window where we are legally allowed to cut, trim or remove trees from our land. Why is this? The Bird nesting season. Officially, the birds nesting season runs from March to August, with the busiest time being from 1st March until 31st July. However, dates may vary depending on the bird species. At the beginning of the season, there is some leeway. If you have deciduous* trees and it is clear that there are no birds nesting, you could carry out the necessary tree work. Ground Nesting Birds Please be aware that the…
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How Your Budget Changes After Kids
Having children is a blessing, but it’s not always a blessing for your bank account. More children equals more money to spend every month on clothes for a growing child, their food, their medical needs – the list goes on. Understanding what changes in your finances is so important because as much as your world will change when your baby comes along, your finances will change, too. You may be planning for things like diapers and formula if not breastfeeding, but you should also be planning for a myriad of other costs that will need proper planning before your baby arrives. Debt is not the ideal thing to be in…
