Spend Less
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Find discount codes and apply them automatically with Honey
If you are a regular reader then you will know that I love saving money and that I never pay full price for anything. I can’t remember the last time I made an online purchase and didn’t use a discount code. Up until recently, to find discount codes, I would manually search for them on Google which was time consuming and often resulted in a lot of trial and error, with many of the codes I found being out of date or not applicable. Plus, I always worried that somewhere out there, there was a better discount code to be found. But all this changed recently when I discovered the…
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Canva Discount Code – Save Money on a Pro Account
I am a huge fan of Canva – I use it pretty much every day, whether it be for graphics for my blog or for products for my Etsy store. I have a pro subscription which is definitely worth the money, but when I signed up some months ago I scoured the internet for a Canva discount code to no avail. Well I have great news for you – Canva has just been added to Topcashback! In case you are new to Topcashback, I wrote a blog post about how it works. In brief, simply click here to sign up to Topcashback, then type Canva into the Topcashback search bar.…
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MyProtein Referral Code
Looking for a Myprotein referral code? Simply sign up using this link or manually input NICOLA-RSZ on the registration page and you will receive 3 months free next day delivery when you spend £35 on your first order. After signing up using the above MyProtein referral code, make sure that you do the following as well to ensure you are paying the lowest price when you place your order: 1. Go through Topcashback to get cashback on your purchase (read my Topcashback review here if you don’t know how cashback sites work) 2. Check out Myprotein’s voucher code list for any discount codes that can be applied at the checkout…
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When Is It Okay To Borrow Money?
We might be amid a lockdown, but that doesn’t mean that opportunities to make money have disappeared entirely. In fact, with the economy shifting in a new direction, this is the perfect time for people with cash to start investing in new projects and ideas. Even as old companies fail, new businesses with pop up, and the country will continue to move forward. These opportunities bring up an important subject – that of borrowing. Using credit from direct lenders has become commonplace in our society, but when should you do it? When does it make sense to take out a loan? When You Need Something For Work When you think…
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How to Cut Your Budget to the Bare Minimum
In the current uncertain environment, many of us are rightly looking for ways to reduce our expenditure right back to the bare minimum. For some of us, money has stopped coming in or has been greatly reduced. Meanwhile, expenses carry on as normal. It is terrifying the speed with which savings can shrink, if you are lucky enough to have savings. Here are some tips on slashing your outgoings as far back as possible: Start with household bills For many of us out greatest outgoings will be repayments on our houses and cars, If you are currently in a financial pickle, take advantage of mortgage or other debt holidays –…
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Free Costa Coffee on 31 March 2020
After the success of its inaugural Free Coffee Day last year, Costa Coffee are running another Free Coffee Day on Tuesday 31 March 2020. You can collect your free coffee (or whatever your favourite hot drink is) at one of their Costa Express machines (the type you get in supermarkets and petrol stations). Please note: Some stores will still require the coffee to be processed through the till. Don’t forget to bring your reusable cup!
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Why credit cards can be a GOOD thing (a collaborative post with Carina Advisors)
We hear it all the time – debt is bad, avoid debt at all costs. Often, people are terrified to even take out a credit card, fearing that it will start them on a slippery slope to financial ruin. I have had credit cards since I was 18 and I must confess, in my younger years I was irresponsible with them, barely managing to make the minimum payment each month whilst my balance grew higher and higher. Even though I had only accrued less than £1,000 of debt, my credit card bill felt like a chain around my neck. I educated myself and realised that I needed to clear my…
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Saving Tips and Tricks for 2020
One of the most common New Year’s resolutions, after ones relating to diet and fitness, are about using the new year to become more financially solvent. But, with three-quarters of Britons failing to keep their financial resolutions by March in 2019, it’s harder than we think to keep an eye on each and every penny. Below, you’ll find some top tips, not just on saving the cash you’re already bringing in, but also on the little ways you can make more money. Remember, it all adds up. Sell Your Car You can try reducing the cost of running a car but, if that isn’t working and you’re finding yourself feeling…
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How To Spread The Cost Of Large Expenditures
Large expenditures are something that you need to prepare for throughout your life because you’re likely to have one or two of them. Being able to manage these costs takes a little practice, and the ability to look after your money wisely. So here are some tips to spread the cost of large expenditures more easily. Budget Your Money Better Your money is important to the household because as you grow it, you become more responsible not only for yourself but for other people too. With that in mind, you want to ensure that you’ve always got a steady income of money coming in. When a big expenditure comes along,…
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Save Money on Escape Rooms
I hope you have found this blog post because you are looking to save money on escape rooms – well, you’re in luck. Escape rooms have massively taken off as a fun activity to do in the last few years. Perfect for team building, a quirky date idea or just a way to have fun with friends. In case you don’t know what an escape room is, here is Wikipedia’s definition: An escape room, also known as an escape game, is a game in which a team of players cooperatively discover clues, solve puzzles, and accomplish tasks in one or more rooms in order to progress and accomplish a specific goal in a…