Being declined for a mortgage can be crippling. Just like that, your dreams of home ownership feel like they’re gone forever. Whether you were half-expecting problems or thought you would have a smooth ride, you’ve likely looked at the houses out there already (because who can help themselves?) and got your hopes up that everything would be okay. In a sense, we’ve got good news for you – everything can be okay, despite this setback. In fact, the vast majority of buyers who receive rejection go on to buy without any trouble. The main thing to do here is think forward, and not let that rejection stop you. Rather, you…

If you’ve ever tried to purchase a home, then you’ll know how tedious it can be. While there are many instances where everything falls into place, the majority of transactions have a few bumps in the road. You need to make sure you have everything handled on your end while hoping that the chain doesn’t break along the way – if there is a chain of circumstances, of course. If you’re currently going through a sticky patch and are struggling to get the deal over the line, then it can be very frustrating. It can feel as though the situation is dragging and you don’t really know how to break…

The prospect of buying a new home, especially if it’s your first one, is always a little daunting. What’s more, there are more than a few missteps you can accidentally make if you’re not careful. For that reason, it’s wise to ensure you’re benefiting from the expertise that you need to avoid some pitfalls and to ensure you’re getting the best deal possible. Here, we’re looking at the team you should be putting together during your property search. Know what you’re getting The property that you’re looking at may look perfectly serviceable on the surface level of it all, but you want to make sure you’re not buying something that’s…

Buying a property for the first time is a real milestone in a person’s life. There is something wonderful about having a place to call home, a place that’s yours to make exactly how you would like it. Is now a good time to get onto the property ladder? Marketwatch write that interest rates are falling, which is great news for buyers. However, they also note that property prices are rising. So if you wish to buy a home, don’t delay too long. It’s important to make sure you are able to afford the costs that come with home ownership, which broadly fall into the following categories: Mortgage This is…