Mum on a Budget

Live well, spend less, earn more

  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
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  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
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  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
    • Investing
  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
    • Food & Drink
    • Fashion
    • Dating
    • Driving
    • Travel
      • UK
    • Pets
    • Wellbeing
      • Mental Health
      • Self Care
      • Weight Loss
      • Health
    • Celebrations
      • Birthdays
      • Christmas
      • Weddings
      • Mothers Day
  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • Budgeting

    5 Tips to Boost Your Financial Health

    22/10/2020 /

    Most of us like the idea of improving our finances, but how do we know where to start? From debt reduction to side hustles and savings, let’s take a look at a few options. 1. Rework The Budget To boost your financial health, it’s useful to rework your budget every once in a while. Your budget should involve several categories, from your mortgage to your utilities and food expenses. You should assess where any cuts can be made and figure out how you can save more money. Whether it’s switching energy providers or purchasing less luxury items, budgeting is the key to financial success. Financial applications such as Albert or…

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  • Interiors

    Creating Scandi Interiors on a Budget

    22/10/2020 /

    Fresh, bright, minimalist and functional. If this is the interior you crave at home, then the Scandi style sounds like it’s the perfect fit for you! Redecorating can be an expensive task but there are plenty of cost-effective methods that can be taken to create brilliant Scandi styles without breaking the bank. DECLUTTER! At the heart of Scandinavian design is the minimalist approach. Therefore, decluttering should always be the first step when transforming your home into a Scandi haven. Take a tip out of Marie Kondo’s books and get rid of items that don’t bring you joy and ensure everything has its own place. This can be a great way to…

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    Making A Baby Room Magical In 3 Steps

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  • Moving Home

    When Buying A Home, Make Sure You Got The Right Team On Your Side

    15/10/2020 /

    The prospect of buying a new home, especially if it’s your first one, is always a little daunting. What’s more, there are more than a few missteps you can accidentally make if you’re not careful. For that reason, it’s wise to ensure you’re benefiting from the expertise that you need to avoid some pitfalls and to ensure you’re getting the best deal possible. Here, we’re looking at the team you should be putting together during your property search. Know what you’re getting The property that you’re looking at may look perfectly serviceable on the surface level of it all, but you want to make sure you’re not buying something that’s…

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  • Interiors

    My Wish List for our New Kitchen Extension

    05/10/2020 /

    We have just submitted our planning application for our new kitchen extension. It will double the floor area of our existing space and will provide us with a large kitchen, dining and entertaining space. I can’t wait! I have created a wish list of all the elements that I hope to include in the design of our new space: A large island I love to cook so I would love to have a large island with a hob on it and bar stools on the other side. My kids are young now, but looking to the future, I can picture them perched on the stools doing their homework whilst I…

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    Things to Look for in a Property when you Work From Home

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  • Interiors

    Things to Look for in a Property when you Work From Home

    05/10/2020 /

    Unprecedented numbers of us are now working from home either on a part time or full time basis. The BBC reports that home working is here to stay for the long run. I believe this is great news for workers in terms of our work/life balances – not having to commute cuts out a lot of stress from our lives, plus there is the added benefit of getting to spend more time with our families. On a personal level, having spent so much more time at home in general over the last seven months, it has made us really think about our own house and its suitability to being a…

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  • Investing

    Costs First Time Buyers Must Factor In When Buying a Property

    05/10/2020 /

    Buying a property for the first time is a real milestone in a person’s life. There is something wonderful about having a place to call home, a place that’s yours to make exactly how you would like it. Is now a good time to get onto the property ladder? Marketwatch write that interest rates are falling, which is great news for buyers. However, they also note that property prices are rising. So if you wish to buy a home, don’t delay too long. It’s important to make sure you are able to afford the costs that come with home ownership, which broadly fall into the following categories: Mortgage This is…

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  • Blogging

    My Blogging Journey (So Far)

    01/10/2020 /

    How my blog began In June 2018, I hit ‘publish’ on my first blog post. I never thought in my wildest dreams thought that a) I would still be writing and b) that a little over two years later, over 10,000 people a month would be reading my content – truly mind blowing. What began as a fun hobby has turned into something much bigger and I am so proud of ‘past me’ for biting the bullet and going for it. When I started my blog, I was a lonely stay at home mum to a two year old and a one year old. Life was chaotic enough but I…

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  • Blogging

    Blogtober

    01/10/2020 /

    I have been tagged by Jupiter from Life with Jupiter and Dann and Claire St at Stapo’s Thrifty Life Hacks to take part in the Blogtober tag – thanks ladies! What’s your favorite fall scent? I’m not sure if this is the kind of answer the question is looking for but I love going for an evening walk and smelling the smoke from people’s chimneys or bonfires. I also love the change in the seasons as I get to wear my favourite perfume, this Tom Form Tobacco Vanille dupe. Do you prefer pumpkin pie or apple pie? Apple pie every time! What’s one autumn tradition you have? I’m not sure we really…

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  • Dating

    7 Reasons Why You Should Date a Gamer

    30/09/2020 /

    I am quite a rare beast I think… I am a 35 year old, female, mum of two, gamer. I have been ever since I was little – I started on a ZX Spectrum and over the years I’ve owned a SNES, Playstations 1 to 3, a Wii, a Wii U and I currently play on a Playstation 4 and a Switch. My husband however, apart from the occasional game of FIFA, could not be less interested in video games. As a gamer, I thought it would be fun to compile a list of the top seven reasons why dating a gamer is awesome: 1. You can get involved too…

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  • are robot vacuums worth it
    Cleaning

    Are Robot Vacuums Worth It?

    29/09/2020 /

    I bought a robot vacuum cleaner in February 2020: a Eufy RoboVac 11S Max. I didn’t want to write about my experience with a robot vacuum until I had lived with it and used it for a reasonable amount of time. So here I am, 7 months later, with my thoughts. Are robot vacuums worth it? Read on for my opinion… Why did I buy a robot vacuum? I have two kids and a dog (and a husband). The amount of hair, dust and crumbs that we can collectively produce in a day is astounding. Everyone has a chore that they absolutely hate. Well, mine is vacuuming. I had heard…

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Welcome

Hi, I’m Nicola and I’m a former accountant, now stay-at-home mum to Lauren (4) and Lewis (3). My passion is saving money and making money and – most of all –  helping others to do so too.

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