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Ultimate Guide to Sun Safety for Kids
Whether you are enjoying the sun in the UK or you are lucky enough to have a holiday booked abroad, as a parent, you need to know how best to protect your child’s skin. Sun damage that occurs during childhood has a long-term effect on your child’s health, with even minor sunburn increasing their risk of skin cancer in the future. Fortunately, it is not difficult to protect your child from the harmful rays of the sun. Simply follow the below guide, and your child can enjoy the warmer weather safely and without the worry of sunburn. Apply sufficient sunscreen Children should wear sunscreen that has an SPF of at…
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Feeling Old? 3 Ways To Help You Cope And Manage
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Don’t Bother Buying These Big Purchases New
There are lots of big purchases you can make in your life. Spending a lot of money, whether you do it upfront or you take some time to pay off your purchase, isn’t something that you do lightly. When you make a significant investment, you want to make sure you’re making the right choice and that you’re not spending more than you need to. One of the things to consider is whether to buy something brand new or save your money by buying used. There are several big purchases that make more sense to buy second-hand, instead of investing in something brand new. Vehicles A new vehicle is something that…
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How Digital Technology Can Transform Your Finances
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Why Bird Watching is More Popular Than Ever
Humanity has been fascinated by birds, their flight paths, their calls, their anatomy. Historically the interest has been more scientific, but lately, more and more people have decided to take up bird watching as a hobby. Why has it gained such popularity in recent years? Continue reading to discover the biggest draws to picking up this hobby. Low-Tech Bird watching doesn’t require specialist equipment such as intricate gadgets or expensive gear, making it an accessible hobby for all. This isn’t to say that technology hasn’t made it easier to access bird guides or keep logs, but they aren’t necessary to get started. Birds are Everywhere This hobby isn’t limited by…
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Budget-Friendly Ideas For Children’s Birthdays
In the current economic climate, your child’s birthday might be causing you a lot of stress if you are wondering you to afford it all. But a special day doesn’t have to cost an arm and a leg. Here are some tips to make a birthday memorable, without spending loads of money. Parties Don’t Have to Break the Bank While you might think that a birthday bash has to include hiring a venue, bouncy castles, food and more, this is not necessarily the case. Your kid will likely be content with anything just as long as they feel special and have the opportunity to play with friends. A good idea…
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Buying New? Is It Worth It?
If you have already realized that renting is an unwise investment, and believe that the monthly payment is better to put towards a mortgage for your own place, then you are in the right place. There is no problem with renting – after all there are no responsibilities, no long term worries about losing your home and you can move when you want to. But if you are choosing to buy, here are some reasons that buying a new property is great. Attractive price On the face of it, logic says a second-hand apartment is cheaper. In reality, in many cases, the situation is different: competition between contractors can lead…
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What is a recruitment franchise, and how successful are they?
Technology is a wonderful thing. However, forget all those Science Fiction stories about it taking over the world! Organisations will always need people, which is why starting up a recruitment franchise is such a great idea. So, what is a recruitment franchise, and why is this a popular way to become your own boss and grow your own business? Recruitment franchise opportunities in a nutshell One of the most time consuming and problematic parts of running any kind of organisation is finding and holding on to employees. Businesses of all shapes and sizes find recruitment a headache, but for some niche industries, it can be a serious problem. This is…
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Steps for an Amicable Divorce
Whether you’re trying to reduce the hurt for your ex-partner or need to keep on good terms for the kids, many of us want to make divorce as amicable as possible. But there is a lot of emotions built into a divorce, which can often make seeing eye to eye – or even sitting in the same room as one another – difficult. Whatever the circumstances for your divorce, here are four tips for an amicable separation. Prioritise In order to keep things out of the courts and within a calm setting, it’s important to prioritise what you want from the divorce process. Joint decisions need to be made about…
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6 Ways To Give Back To Your Wedding Guests
The whole point of inviting people to your wedding is to be able to share your love with the people that you love most. Weddings may be an expensive invitation from the perspective of the guests, as they may need new attire, transportation, lodging, and even the wedding present. It’s understandable that as the bride and groom, you want to show your guests how much you appreciate their presence, so here are some brilliant ideas about how to do just that on your wedding day. Keep the kids entertained Taking their children to a wedding is something that almost all parents dread. Children are easily bored, making it difficult to…
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What is a CIS Mortgage and Why Would You Need One?
What is CIS Mortgage? The truth is, there is no actual product that is called CIS mortgages’ but there is what is called the Construction Industry Scheme. The CIS permits a lone trader to have his income examined and verified by a mortgage lender. Over a period of time, this process was called the CIS mortgage. Anyone who had registered for the Construction Industry Scheme is given the opportunity to get a mortgage. Although, applying for CIS mortgages can be quite challenging to those who are self-employed. The income they typically present may not be consistent with the profit they actually get from their business. This can be problematic when…
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Taking Care of Your Money
We all want to manage our money well. The majority of us have found ourselves overspending, underearning or experiencing other incidents that result in financial difficulties and financial hardship, so know exactly how it feels to struggle for cash. Now, there’s one key step that can help everyone to manage their money in their lives. This is a budget. At the end of the day, no matter who you are and no matter how much or how little you earn, you are going to need a budget. Creating a budget is a skill that should be taught in schools, as effective money management is an essential life skill. However, it…
