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Credit Cards: The Good, The Bad & The Ugly
Credit cards have been around for ages and are one of the most talked-about financial products you can find. When you’re looking to have control over your personal finances and make smart financial decisions, should credit cards be on your radar? Firstly, what do they do? In essence, a credit card gives you access to credit – or money – that you effectively borrow from the credit card company. There’s a set limit on the card that you can use every month, and the idea is that you pay for things with this card, then pay the credit card bill at a later date. It’s a way of delaying your…
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Humane Ways To Get Rid Of Unwanted Pests In Your Home
Pests are a nuisance that every homeowner or renter will have to deal with at some point in their life. When you notice pests in your home, your first impulse might be to kill them. However, this could have a detrimental impact on your local habitat and also be a horrible experience for you. That’s because killing creatures, however disgusting, is never a nice thing to have to experience. Also, many pests, including insects, are important to the local ecosystem. Some pests you may been qualified to deal with yourself, but for others you will find yourself hopping onto Google to search for things like termite control near me. When…
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Ways to Make Long-Term Savings Around Your Home
There are several ways in which you can save money around your home. Some may take a little bit of effort or even the formation of new habits – and others such as home improvements may seem to cost a bit upfront – but the savings afterwards can be significant. With that in mind, here are some ways in which you can make some long-term savings around your home. Batch cooking You may be surprised to know that it costs a lot less to buy raw ingredients and cook meals from scratch than it does to buy ready-made meals that you can just put into the oven. When deciding to…
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Top Tips for Keeping Your Home Cosy and Warm
It might still be the height of summer, but with the UK weather being so fickle, it’s never too early to think about sorting out you’re heating. After all, you don’t want to have to deal with these issues in the middle of winter! So here are some suggestions for where to start so that you’re snug as a bug in a rug when the cold weather rolls around. Address draught issues Before you do anything else, it’s important to deal with any draught issues you have in your home. There’s not much point in investing in a top-quality heating system if all the warmth is going to be lost!…
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4 Features To Look For In Baby Changing Mats
Congratulations on your coming new bundle of joy! Or, you may be reading this is a thoughtful friend, in-law, sister, or relative of an expectant mum to help them complete their baby shopping list. A new baby comes with a lot of new things to buy, especially if this is going to be the first baby. Perhaps, now, you’re on the point of choosing a baby changing mat. A diaper or nappy changing mat is one of the must-have essentials for a newborn baby. Most rightfully so, as changing nappies is also a non-negotiable part of parenthood! It’s one of the dirty tasks no parent ever wants to do yet…
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4 Tips for Saving Money on a New Pushchair
It takes becoming a parent to realise how expensive childrearing is. Loads of expenses start popping up out of nowhere, from new clothes and cots to toys and prams. As every parent on a budget knows, pushchairs are very expensive. Surprisingly so. If you want to invest in one that is semi-decent, then you need to fork out several hundred pounds. But there must be a way to save yourself from spending that amount of money, right? Right! In fact, that is precisely why we have written this article today. Keep reading to find out 4 tips for saving money when buying a pushchair. 1.) Compare Brands First and foremost,…
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How To Save Money As A Uni Student
Student life can be pretty expensive due to high tuition fees, textbooks, bills, and other expenses. As such, effective money management is a prime concern for many students. A National Union of Students survey revealed that about 80% of students are more worried about managing financially due to the pandemic. Fortunately, there are countless ways to save money as a student despite the challenges of university life. If you wish to learn more about saving money as a student, please consider these points. Weigh Your Accommodation Options A 2020 National Student Money Survey revealed that rent remains the most significant expense in many students’ budgets. As such, you should be…
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How To Create a House Your Kids Will Love
When you are a parent, you want to do as much as possible in order to make your children happy. This extends to the type of home where you can truly let them be themselves and enjoy their lives to the fullest. Nonetheless, worrying about getting it right is simply what parents, and especially mothers, do. There is no need to worry however, as this guide has been created to recommend a few key ways that you can tool out your house to make it simply perfect for your little ones. Read on now for the full overview. Create a Fun Garden There’s nothing that children love more than hanging…
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5 of the Quickest Ways to Make Money
The economy has been up and down for the last few years, and the security of having a job isn’t enough anymore. So, what do you do if the rug is whipped out from under you? Here are some ways to generate cash quickly when your options are limited. Paid Surveys You may be surprised to discover that there are a lot of options to earn money by filling out surveys and testing products. All you need to do is register your interest with paid survey sites, fill out your profile, and when they have a survey for you, you get an email. They don’t pay very much but those…
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Our Practical Guide To Property Chains When Buying Or Selling
Moving homes is an exciting experience, especially if you’ve found your dream property, but it can also be a stressful time. If you’re new to buying and selling, property chains can be confusing and quite difficult to understand at first. If you need to sell your home before buying a new one, you’ll probably find yourself in a property chain. In our practical guide, we outline what a property chain is and cover tips for how to manage your property chain. What is a Property Chain? A property chain occurs when a series of homeowners need to sell their homes before they can buy another; this can also happen when…