Saving Money
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Free Costa Coffee on 31 March 2020
After the success of its inaugural Free Coffee Day last year, Costa Coffee are running another Free Coffee Day on Tuesday 31 March 2020. You can collect your free coffee (or whatever your favourite hot drink is) at one of their Costa Express machines (the type you get in supermarkets and petrol stations). Please note: Some stores will still require the coffee to be processed through the till. Don’t forget to bring your reusable cup!
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Saving Tips and Tricks for 2020
One of the most common New Year’s resolutions, after ones relating to diet and fitness, are about using the new year to become more financially solvent. But, with three-quarters of Britons failing to keep their financial resolutions by March in 2019, it’s harder than we think to keep an eye on each and every penny. Below, you’ll find some top tips, not just on saving the cash you’re already bringing in, but also on the little ways you can make more money. Remember, it all adds up. Sell Your Car You can try reducing the cost of running a car but, if that isn’t working and you’re finding yourself feeling…
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Save Money on Escape Rooms
I hope you have found this blog post because you are looking to save money on escape rooms – well, you’re in luck. Escape rooms have massively taken off as a fun activity to do in the last few years. Perfect for team building, a quirky date idea or just a way to have fun with friends. In case you don’t know what an escape room is, here is Wikipedia’s definition: An escape room, also known as an escape game, is a game in which a team of players cooperatively discover clues, solve puzzles, and accomplish tasks in one or more rooms in order to progress and accomplish a specific goal in a…
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Build an Emergency Fund of £1,000 in Just Six Months
As careful as you may be with your outgoings, life doesn’t always go to plan. A car breakdown, a washing machine repair… sometimes large unexpected expenses can pop up out of nowhere. When this happens and you suddenly have to fork out hundreds of pounds, how does this make you feel? If you have no savings, it can be catastrophic. In these circumstances, you could of course apply for an online line of credit such as with Polar Credit who offer fast and reliable credit – you can apply online and there are no early repayment fees which is great if you can pay your loan off faster than anticipated.…
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Free Costa Coffee on October 1st
To celebrate International Coffee Day on Tuesday October 1st 2019, Costa are giving away free coffee via their Costa Express machines (the type you get in supermarkets and petrol stations). Please note: Some stores will still require the coffee to be processed through the till. Remember to bring your reusable cup!
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3 Hidden Expenses That Are Ruining Your Budget
The first step toward good money management is always a budget. If you don’t have a clear budget, you can’t keep track of your spending and that’s when you’ll start wasting money on things. But writing a budget isn’t some kind of magical solution that will solve all of your money woes overnight, it takes a while to get used it and learn to stick to it properly. You’ll be able to eradicate a lot of the unnecessary spending quite quickly if you stop eating out all of the time or spending money on luxury items that you don’t really need, but those aren’t the only things that will ruin…
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How to Survive a No Spend Month
The concept of a no spend month (particularly in January) has taken off in recent times. If you haven’t heard of it before, a no spend month entails only spending on the absolute essentials and forgoing any luxuries. It’s a good way to boost your bank account if funds are running low. I wanted to share some tips on how to survive a no spend month: Define what you mean by ‘no spend’ At the outset, it’s very important to clearly define what you classify as essential spending and non-essential spending, for it is the non-essential spending that you will be avoiding during the month, If you fail to distinguish…
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Money Saving Monday: 3 Ways I Saved Money Last Week (21/01/19)
It’s Monday again, already? Doesn’t time fly… I must be having fun! Here’s three things I did last week to save money. Here are the previous posts in this series: 1 / 2 / 3 / 4 / 5 / 6 We bought a new mattress. OK, this part is not money saving but I’ll explain how I saved money in a moment. I try to be pretty frugal in most areas of life but when it comes to health, I don’t hold back. We had our old mattress for a number of years and when we bought it, we were broke so it really was the cheapest, creakiest mattress imaginable. My husband and I…
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Money Saving Monday: 3 Ways I Saved Money Last Week (14/01/19)
Happy Monday everyone. Here’s three things I did last week to save money. First one of these I have done in a while, hopefully I will keep it up every Monday in 2019 as I find it a really good tool to help me focus on how to cut costs. Here are the previous posts in this series: 1 / 2 / 3 / 4 / 5 My daughter has a lot of her friends’ birthday parties coming up over the coming week. I have stocked up on various presents in the Argos 2 for £15 offer on toys – this will save me money as I usually buy something at the last…
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Why I decided to get a Contract Phone
For many years, being money-conscious, I have avoided mobile phone contracts. Instead, I have opted to buy a cheap Android phone (often used or refurbished) outright for around £100-£150, and then I have used a pay monthly sim card and paid a set amount for calls, texts and data. Most recently, I have been paying £15 a month to Giffgaff. Recently however, I became extremely tempted by the Huawei P20 Pro phone, mainly due to the beautiful photos it could produce. As someone who takes at least a dozen photos a day, I had severe camera envy. However, at around £600 to buy outright, it was way out of my…