Mum on a Budget

Live well, spend less, earn more

  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
    • Investing
  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
    • Food & Drink
    • Fashion
    • Dating
    • Driving
    • Travel
      • UK
    • Pets
    • Wellbeing
      • Mental Health
      • Self Care
      • Weight Loss
      • Health
    • Celebrations
      • Birthdays
      • Christmas
      • Weddings
      • Mothers Day
  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
    • Investing
  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
    • Food & Drink
    • Fashion
    • Dating
    • Driving
    • Travel
      • UK
    • Pets
    • Wellbeing
      • Mental Health
      • Self Care
      • Weight Loss
      • Health
    • Celebrations
      • Birthdays
      • Christmas
      • Weddings
      • Mothers Day
  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • Investing

    Should You Worry About Currency Risk When Investing?

    26/11/2020 /

    A lot of people these days use investment platforms to build their wealth. And that’s a good thing. We always want to expand the capital-owning class. It makes for a much more stable world.  But these platforms offer a heck of a lot of choices. You can buy pretty much any instrument you want in the world with the push of a button. And that means that you’re sometimes buying assets that are not denominated in your home currency. Is that a problem?  Imagine you live in the UK but want to buy an ETF based in the US. When you hop onto one of these platforms to do so,…

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    Nicola 0 Comments

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    Freetrade Free Share – get a Free Share worth up to £200

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    Trading 212 Promo Code (3wfKM5w): get a free share worth up to £100

    29/09/2020
  • man getting a freetrade free share
    Investing

    Freetrade Free Share – get a Free Share worth up to £200

    09/11/2020 /

    Click here to get your Freetrade free share Freetrade is a trading app that is offering new customers a free share, worth between £3 and £200. Simply click this link and enter your email address. You will then be prompted to download the Freetrade app. Simply then sign in, deposit £1 and complete the W-8BEN form as prompted. You will then receive your free share in 7-10 days (although typically I’ve found it’s faster than that). What is Freetrade? Freetrade is a commission-free trading app. Having had more than 100k downloads in the UK, it’s hugely popular. It is fully authorised and regulated in the UK by the Financial Conduct…

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    Nicola 1 Comment

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    26/11/2020

    Financial Tips You Need to Make the Most of in 2020

    11/06/2020
  • Investing

    Costs First Time Buyers Must Factor In When Buying a Property

    05/10/2020 /

    Buying a property for the first time is a real milestone in a person’s life. There is something wonderful about having a place to call home, a place that’s yours to make exactly how you would like it. Is now a good time to get onto the property ladder? Marketwatch write that interest rates are falling, which is great news for buyers. However, they also note that property prices are rising. So if you wish to buy a home, don’t delay too long. It’s important to make sure you are able to afford the costs that come with home ownership, which broadly fall into the following categories: Mortgage This is…

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    Nicola 0 Comments

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    Should You Worry About Currency Risk When Investing?

    26/11/2020

    Ten Things Everyone Should Be Doing To Maintain a Healthy Credit Score

    01/10/2019
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    Stake Referral Code (UK): Claim a Free Share in Nike, GoPro or Dropbox

    13/06/2020
  • main in suit receiving his free share after using a trading 212 promo code
    Investing

    Trading 212 Promo Code (3wfKM5w): get a free share worth up to £100

    29/09/2020 /

    Looking for a Trading 212 Promo Code? Are you looking for a Trading 212 promo code in order to get a free share? Click this link, make the minimum deposit (£1) and you will receive a free share worth up to £100. Alternatively, you can enter the promo code 3wfKM5w upon sign up. Key points: Make sure you sign up for Invest, rather than CFD or ISA You will need to input your National Insurance number so make sure you have this to hand It’s important that you sign up specifically via this link as if you visit the Trading 212 website directly and sign up, you won’t get a…

    read more
    Nicola 5 Comments

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    How To Transfer Money From UK To Australia

    12/06/2020

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    11/06/2020

    4 Ways To Invest In Yourself

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  • stake referral code
    Investing

    Stake Referral Code (UK): Claim a Free Share in Nike, GoPro or Dropbox

    13/06/2020 /

    Are you looking for a Stake referral code? Click this link, fund your account (£50) within 24 hours and spin the wheel to receive a free share worth up to £80 (at the time of writing). You may have come here via my Trading212 promo code page – great news, I have found another trading platform called Stake that also dishes out a free share once you sign up, read on to find out more about the Stake referral code: Stake is a trading platform that allows UK investors to invest in US stocks, commission-free. Upon signing up and depositing £50 you will receive a free share in one of…

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    Nicola 1 Comment

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  • Investing

    How To Transfer Money From UK To Australia

    12/06/2020 /

    Our relationship with Australia is one that stretches back centuries. Ever since James Cook dropped anchor at Botany Bay, the UK has had a close connection with our Down Under cousins. Even today, the flag of Australia still bears the Union Jack. Strong familial ties exist between our two nations, and often, our youth go on multi-year backpacking adventures in Oz.  From a business perspective, the UK is Australia’s fifth-largest trading partner. Goods and services worth billions of GBP move to/from Australia annually. Every day, we send millions of pounds to Australia. However, some of us spend more than we should in fees.  How can we send payments Down Under…

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    Nicola 0 Comments

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    Ten Things Everyone Should Be Doing To Maintain a Healthy Credit Score

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  • Investing

    Financial Tips You Need to Make the Most of in 2020

    11/06/2020 /

    Getting a handle on your money is so important, and this is something that you need to make the most of this year. There are a lot of costs that people have to cover in their lives, and it is vital that you look at doing as much as you can to help make the most of this. Make sure you do as much as possible to look for the best ways of saving money, making money, and planning for your financial future.  You have so many different elements to keep in mind here, and there are loads of wonderful things to keep in mind. If you can use some…

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    Nicola 0 Comments

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  • Investing

    3 Real Life Situations Where Your Credit Score Really Matters

    25/03/2020 /

    Your credit score is a measure of how responsible you are with your money and how likely you are to pay your debts. It can have a huge impact on so many different areas of your financial life, but a lot of people don’t realise just how important it is. Even though they have a general sense that they need to improve their score, they think that it’s something that they can put off because it doesn’t have a direct impact on their life right now. However, there are plenty of real world situations where having a bad credit score or no credit score at all could really hurt your…

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    Nicola 0 Comments

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  • Budgeting,  Investing

    Ten Things Everyone Should Be Doing To Maintain a Healthy Credit Score

    01/10/2019 /

    There comes a time in most people’s lives when it is time to apply for a mortgage – and by that point, its too late to do much to quickly remedy your credit score if it’s too low to secure a loan. That’s why it’s important to practice good financial habits throughout your adult life so that when it’s time to buy a house, your credit score doesn’t let you down. Use a credit card little and often Using credit regularly and responsibly is the key to building your credit score. It goes without saying, but set up a direct debit each month to pay off the balance in full,…

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    Nicola 1 Comment

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    5 Tips to Boost Your Financial Health

    22/10/2020

    Budget Not Adding Up? Here Are Your Options

    14/06/2019

    My Money New Year Resolutions for 2019

    03/01/2019
  • Investing

    Investing For The Future

    08/05/2019 /

    If you’re fortunate enough to have some money to invest and are looking for ways to maximise your income, have a little fun or even a bit of both then take a look at our blog. It might be tempting to blow it all on the holiday of a lifetime, finally make those much needed repairs to your home or maybe you should consider investing. We take a look at some options that are going to help you make a good financial decision. Home Recovery Investing in your home is generally always a good option, whether you plan on selling or staying, having a property in a great state of…

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    Nicola 0 Comments

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Welcome

Hi, I’m Nicola and I’m a former accountant, now stay-at-home mum to Lauren (4) and Lewis (3). My passion is saving money and making money and – most of all –  helping others to do so too.

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