Mum on a Budget

Live well, spend less, earn more

  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
    • Investing
  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
    • Food & Drink
    • Fashion
    • Dating
    • Driving
    • Travel
      • UK
    • Pets
    • Wellbeing
      • Mental Health
      • Self Care
      • Weight Loss
      • Health
    • Celebrations
      • Birthdays
      • Christmas
      • Weddings
      • Mothers Day
  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • Spend Less
    • Budgeting
    • FM Fragrances
      • Fragrance List
  • Earn More
    • Making Money
    • Investing
  • Lifestyle
    • Parenting
    • Home & Garden
      • Interiors
      • Garden
      • Decluttering / Minimalism
      • Moving Home
    • Food & Drink
    • Fashion
    • Dating
    • Driving
    • Travel
      • UK
    • Pets
    • Wellbeing
      • Mental Health
      • Self Care
      • Weight Loss
      • Health
    • Celebrations
      • Birthdays
      • Christmas
      • Weddings
      • Mothers Day
  • Blogging
    • Competitions
  • Work With Me
  • About Me
  • paypal refer a friend
    Making Money

    Paypal Refer a Friend – get £10 for free – December 2020

    07/12/2020 /

    Are you new to Paypal and would like to get £10 for absolutely free? I am happy to use the Paypal refer a friend service. All you need to do is meet the following conditions: Be brand new to Paypal i.e. not already have an account Send me your email address via this form: Within a couple of hours I will send you 1p from my account which will prompt you to sign up to Paypal Link a bank/credit card to your account and make a transaction of £5 or more Boom – £10 is coming your way! You may also like… Trading 212 Promo Code: get a free share…

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    Nicola 0 Comments

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  • Investing

    Should You Worry About Currency Risk When Investing?

    26/11/2020 /

    A lot of people these days use investment platforms to build their wealth. And that’s a good thing. We always want to expand the capital-owning class. It makes for a much more stable world.  But these platforms offer a heck of a lot of choices. You can buy pretty much any instrument you want in the world with the push of a button. And that means that you’re sometimes buying assets that are not denominated in your home currency. Is that a problem?  Imagine you live in the UK but want to buy an ETF based in the US. When you hop onto one of these platforms to do so,…

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  • man getting a freetrade free share
    Investing

    Freetrade Free Share – get a Free Share worth up to £200

    09/11/2020 /

    Click here to get your Freetrade free share Freetrade is a trading app that is offering new customers a free share, worth between £3 and £200. Simply click this link and enter your email address. You will then be prompted to download the Freetrade app. Simply then sign in, deposit £1 and complete the W-8BEN form as prompted. You will then receive your free share in 7-10 days (although typically I’ve found it’s faster than that). What is Freetrade? Freetrade is a commission-free trading app. Having had more than 100k downloads in the UK, it’s hugely popular. It is fully authorised and regulated in the UK by the Financial Conduct…

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    Nicola 1 Comment

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  • Investing

    Costs First Time Buyers Must Factor In When Buying a Property

    05/10/2020 /

    Buying a property for the first time is a real milestone in a person’s life. There is something wonderful about having a place to call home, a place that’s yours to make exactly how you would like it. Is now a good time to get onto the property ladder? Marketwatch write that interest rates are falling, which is great news for buyers. However, they also note that property prices are rising. So if you wish to buy a home, don’t delay too long. It’s important to make sure you are able to afford the costs that come with home ownership, which broadly fall into the following categories: Mortgage This is…

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    main in suit receiving his free share after using a trading 212 promo code

    Trading 212 Promo Code (3wfKM5w): get a free share worth up to £100

    29/09/2020

    3 Real Life Situations Where Your Credit Score Really Matters

    25/03/2020
  • main in suit receiving his free share after using a trading 212 promo code
    Investing

    Trading 212 Promo Code (3wfKM5w): get a free share worth up to £100

    29/09/2020 /

    Looking for a Trading 212 Promo Code? Are you looking for a Trading 212 promo code in order to get a free share? Click this link, make the minimum deposit (£1) and you will receive a free share worth up to £100. Alternatively, you can enter the promo code 3wfKM5w upon sign up. Key points: Make sure you sign up for Invest, rather than CFD or ISA You will need to input your National Insurance number so make sure you have this to hand It’s important that you sign up specifically via this link as if you visit the Trading 212 website directly and sign up, you won’t get a…

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    Nicola 5 Comments

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  • join FM World
    FM Fragrances,  Making Money

    How to Join FM World (for totally free!)

    18/08/2020 /

    Looking to join FM world? It’s super easy, it only takes a couple of minutes and there are zero costs or obligations: click here to sign up. I’ve answered below some of the most common frequently asked questions when it comes to how to join FM world: What is the difference between ‘Distributor’ and ‘Preferred Customer’? A Preferred Customer simply means that you can buy FM World products at up to a 32% discount for your own personal use (which is what I do) and/or, if you wish, to sell on at the full RRP and pocket the difference (this is called “commission”). A Distributor is able to do the…

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    Nicola 1 Comment

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    FM Perfume List – save money on perfume with these lovely scents

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  • how to become a virtual assistant
    Making Money

    How to Become a Virtual Assistant

    05/08/2020 /

    I’m sure you will have heard of the term virtual assistant before, if not, here’s a brief definition: A virtual assistant is a self-employed worker who specialises in offering administrative services to clients from a remote location, usually a home office. Chances are you are here because you are wondering how to become a virtual assistant – you are in the right place! Read on to find out more about how to get started in this new, exciting, flexible and lucrative career. Why now a great time to learn how to become a virtual assistant More people than ever are working from home. This means that people don’t have access to…

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    Nicola 0 Comments

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  • Making Money

    5 Simple And Fun Ideas To Make Extra Cash

    30/07/2020 /

    Fancy earning yourself some extra cash? Looking for some easy ideas to get the ball rolling? With these five simple ideas, you’ll be adding to your bank balance in no time! Airbnb If you’ve got a spare room in your property, consider renting it out on Airbnb to make some extra cash. Airbnb is the most popular platform for temporary accommodation out there, with 150 million users worldwide. Here are a few tips to remember when renting out a room on Airbnb: Set House Rules: Be specific about what the rules are while staying at your property. Failing to establish rules could end up with some awkward convos later! Does…

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  • Earn More

    Simple Financial Advice For Small Businesses

    13/07/2020 /

    When running your own home business, every decision can feel monumental. This is because the foundations of your firm, no matter how humble, are laid by these decisions. That can feel like a lot of responsibility, and it is, but there’s no reason as to why you have to break from conventional wisdom nor try to stand out in your field by trying something totally out of left field.  Instead, you can focus on the best practical wisdom, noting what actually works, and come to your final decisions through this careful process. Yet for some small business owners starting out, meeting with those initial tidbits of wisdom can be a…

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    Nicola 0 Comments
  • selling on etsy tips
    Making Money

    Selling on Etsy Tips: What I’ve Learned After Making 2,000+ Sales

    18/06/2020 /

    I opened my Etsy store in March 2019 and since then I have racked up over 2,000 sales. I specialise in printable digital downloads but I have sold physical items in the past. I have definitely made a few mistakes a long the way and would love to share my knowledge to help you avoid the same pitfalls. If you are new to selling on Etsy, tips like the ones below should help you get your shop off to a great start: Do your research before jumping in Work out if there is a demand for your products. If there are already products like yours being sold on Etsy, how…

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    Nicola 1 Comment

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Welcome

Hi, I’m Nicola and I’m a former accountant, now stay-at-home mum to Lauren (4) and Lewis (3). My passion is saving money and making money and – most of all –  helping others to do so too.

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trading 212 promo code

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