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3 Real Life Situations Where Your Credit Score Really Matters
Your credit score is a measure of how responsible you are with your money and how likely you are to pay your debts. It can have a huge impact on so many different areas of your financial life, but a lot of people don’t realise just how important it is. Even though they have a general sense that they need to improve their score, they think that it’s something that they can put off because it doesn’t have a direct impact on their life right now. However, there are plenty of real world situations where having a bad credit score or no credit score at all could really hurt your…
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Top Tips For Car Seat Safety You Need
When you become a parent, you get bombarded by lists of essentials online. In parenting groups, parenting websites and beyond, you’ll be told all of the different things that your new baby will need. One of the things on that list will be a car seat for your new baby and boy, are you going to face a whole range of different issues when it comes to car seats! Children’s car seats are complicated. You’d think it would be easy: strap them in and off you go. However, you need to know the rules of rear-facing car seats, forward facing car seats, car seats and airbags – the list goes…
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How I Have Monetised My Blog
My blog Mum on a Budget is almost 2 years old now, and I am pleased to say I am now earning a small amount of money from it. This is wonderful as I have invested a lot of time in my blog so I am so happy that I am able to make a small return from it, especially as there are fees that I need to pay to keep the blog up and running, such as hosting fees. I really recommend blogging as a fun hobby that can also earn you some money. It is particularly good for parents because it is so flexible – I can write…
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Why Updating Your Car May Save You Money
If you are one of the many people that are proud to be frugal, then the thought of buying a new car when you have one that drives probably seems insane, right? Well, what if we told you that if you choose to update your car, you may actually save some money? The first thing you would probably do is tell us to shut up, but the truth is, that’s exactly what we are going to be saying to you today. When it comes to your current car, there are probably so many costs and things that you do not think of, and over the course of a year, you…
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UK Money Bloggers Spring Giveaway
PLEASE NOTE THIS COMPETITION IS NOW CLOSED – CONGRATULATIONS TO THE WINNERS! Spring is finally in the air after a long and wet and windy Winter. It feels like there have been so many storms recently and such a lot of rain so it is lovely to start to feel a slight hint of warmth. Spring is my favourite season – I love the idea of the warm weather to come and I love planning barbeques with friends and trips to the seaside in the months ahead. To celebrate the change in the season, I’m so happy to present to you another wonderful competition in collaboration with a lovely bunch of…
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Creative Ways to Get Your Kids Active
Some parents are lucky enough to have children who just love being active; they’re whirlwinds of activity who never seem to sit still for a moment, while other parents have trouble getting their kids to move off the couch. If you happen to have the latter, you may well be concerned about the effect their inactivity is having on their health, and if that is the case, you need to get creative… Plan a Treasure Hunt Okay, so this isn’t something that you could do every day, but there is no reason why you couldn’t plan a weekly treasure/scavenger hunt, and what better way to motivate the kids to get…
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10 Reasons Why Having Kids Close Together is Amazing
The phrase ‘two under two’ is usually accompanied by a grimace. Having kids close together is never spoken about in positive terms. People will be desperate to tell you how hard it is. My kids, now 4.5 and almost 3 years old are only 20 months apart. I’ve been called ‘brave’ lots of times and I’ve even had a few people ask me to my face if my second child was an accident, because surely no right minded person would actually plan to have kids 20 months apart? Well, we mustn’t be right minded because we planned our kids close together. We had a hard time conceiving our first so…
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Tuff Tray Accessories: My Top Picks
If you are a parent or carer of a young child, you are probably familiar with tuff trays (otherwise known as tuff spots). I have written before about how I personally prefer a smaller, inflatable play tray as an alternative but they both serve essentially the same purpose. To get you started, here are some of the tuff tray accessories I have purchased to help enable sensory and imaginative play: A great place to start is with some bottles of food colouring. You can use these to dye pasta, rice or even sand, or to colour water. One of our favourite activities is to dye small amounts of sands different…
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Cheap Kitchen Renovation: how I transformed my kitchen for under £250
Last summer we did a cheap kitchen renovation but this blog post about it has been seriously delayed because I was waiting for the kitchen to be immaculately clean and tidy to take perfect ‘after’ photos. Well, turns out, with 2 pre-school children and a dog I would be waiting forever for that day so I have just bitten the bullet and here we are: the story of our cheap kitchen renovation. We moved into our current home in the summer of 2017. It was clear that the previous owners had spent a large amount of money on the kitchen – there was a Rangemaster cooker and the units are…
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Free Costa Coffee on 31 March 2020
After the success of its inaugural Free Coffee Day last year, Costa Coffee are running another Free Coffee Day on Tuesday 31 March 2020. You can collect your free coffee (or whatever your favourite hot drink is) at one of their Costa Express machines (the type you get in supermarkets and petrol stations). Please note: Some stores will still require the coffee to be processed through the till. Don’t forget to bring your reusable cup!