You want to move house, but your budget might be a little tight. Not to worry, even if money is short, there are still ways that you can make moving home more affordable. Here are some tips that will save you money, so that you have more to save or spend on your new home.
Decide On The Right Area
When you have made the decision that you’d like to move and it’s not just a fleeting thought, you need to make a decision on the area you would like to move to. From here you can then begin to plan your next steps. For example, if you are considering moving to, or around, the Atlanta area, your next step might be to track down a locally based moving company such as Atlanta Home Movers – you can learn more about some of the moving services that they offer on their website here: https://www.atlantahomemovers.com/
You may have a few in mind already but you want to make sure that the area is cost-effective for you and your household. Ideally, you want it to be close to any amenities like shops, transport, and schools if you have children. And depending on whether you are purchasing the property or renting it, you want to ensure that you can afford the monthly payments and that it all isn’t too much once you’ve factored in the household bills and other monthly outgoings.
If you’re selling your property and need a quick solution without the extra costs that usually come with it at your expense, FlyingHomes is worth a try.
Work with a mortgage broker
While you may be keen to take on the bulk of the work associated with moving yourself (in order to cut costs), working with a mortgage broker in your local area can also be a great way to save money in the long run. This is due to the fact that they always work with your best interest at heart. Whether you are a first-time buyer or self-employed, they can work with you to ensure you get the best possible deal on your mortgage – saving you from months or even years of overspending. Furthermore, working with a mortgage broker often means that you can avoid costly fees elsewhere – such as mortgage appraisal fees.
Furthermore, a mortgage broker is able to do a lot of the hard work for you, meaning that you can invest your time elsewhere – whether that means you spend more time DIY-ing new furniture for your house or browsing deals online. Remember, your time is just as valuable as your money – and should be treated as such.
Create A Schedule And Stick To It
It’s important that when going through the process of moving house, that you have a schedule that you stick to. If you deter from it, that’s where extra costs are likely to come in, and on a tight budget, you don’t want to do that. So make sure you have everything that’s needed for the move and all the stages that need to be checked off throughout. Try to include it all so that you don’t have to add in any last minute decisions or make any that might affect the move.
Set A Realistic Budget
Moving is going to at least cost you some amount of money, so it’s good, to be honest with yourself and your bank balance on how much everything is going to cost. So set a realistic budget by making note of everything that will need paying for. Divide it into categories, so everything before, during, and after the move. Everything before might be the cost of transport to see properties, working with new estate agents, etc. During the move, you may need money for stamp duty and for any legal costs. After the move, you might want to think about forwarding your post and of course, buying new furniture for the property. One thing people often forget to budget for is self storage, if this is necessary. When we moved most recently we had a week-long gap between selling and buying properties, so this was money well spent for us.
Ask Friends And Family For Help
When moving home, there’s a lot that you might be able to do with the help of friends and family. If you have any that live close by and have a big car, van or the ability to drive a removal van, it might be more cost-effective to hire a van, get your friend or family member to drive it and pay them for mates rates. Ask your friends and family for any assistance that they can give when it comes to the moving date. You’ll likely have plenty of things that need packaging up and putting onto a van so give them a call. They’ll definitely want to help out in any way they can and even more so if there’s something to incentivize them.
Compare Removal Quotes
If you’ve not got the talents of friends and family who can drive vans, then hiring a removal company is your next step. When it comes to getting a good deal, you have to be cheeky and see if you can haggle down the price. But you can also get plenty of quotes before going to one directly. There is a lot of affordable house removal companies in UK. You can find a house removals in Bristol, Birmingham, Liverpool – name it!
This can give you some leverage, and you never know, they may want to match that quote in order to secure you as a customer. When researching removal companies, make sure they are reputable. Take a look at their previous reviews and ensure that they have the proper insurance to be handling your valuables. For anything that’s of extreme value or sentimental value, it’s always best to carry this on your person or if required, hiring a special service where maybe they supply extra packaging or put the van on a direct route.
If you’ve got a lot of stuff, you also want to think about the number of removal men. One or two is usually enough for a standard home, but you might need to consider requesting more if your property is bigger, or if it requires multiple vans.
Get Bulk Packaging Or Find Freebies
Packaging and packing away your valuables is one thing that will end up costing quite a bit, especially as the more you have, the more it’ll cost to package up and move. Try to do a declutter of your property before starting the packing process. You may be surprised to find that you have a lot more things that you don’t really need anymore. Once the rubbish has been thrown out, then you can start packing it all away. Try to bulk buy your packaging so that you save money. It’s better to have too many than not enough after all. There are also places where you can find freebies, usually supermarkets and local shops will have lots of spare cardboard going every time they have a delivery of stock. Use your friends and family again for supplies of packaging tape and anything that’s really fragile, splurge the money so you can secure it properly with bubble wrap.
Moving home can be an exciting adventure, but you want to make sure that if you have a tight budget, that you use these tips to help save you some money here and there. Remember that the area you move to should be of similar costs to the current property you are in. The last thing you want is to end up in your new home and finding that you can’t afford it. Create a schedule and don’t deter from it to save money. Get bulk packaging and freebies where necessary. And lastly, use your friends and family to your full advantage. You’ll return the favour one day for sure!